![]() ![]() The mint website is buggy and that was your problem. Purity: The gold content in the coin, bar or piece of jewelry has a big impact on its. So yeah, you’re spreading misinformation and if you don’t delete it, it’ll probably get passed around some – and that benefits no one and needlessly worries people. When buying gold, look for respected producers like Credit Suisse, the Perth Mint and the Royal Canadian Mint. As mentioned, other people have commented that they’ve seen the error and then later was successful using same card/same address. That’s a coincidence and the bank is not blocking addresses of people that are following their rules. You saw a coincidence where you tried to buy a coin and failed, you changed your address and then was able to get the coin. Charges reflect the items in the package as well as shipping and handling. Sometimes using a fresh card after the error results in the transaction going through.īut the error you describe has nothing to do with the mint blocking addresses (unless you’ve reached the mint’s household limit). Your credit card will be charged as items are shipped from our distribution center. After a certain amount of failed attempts the bank will sometimes say “no more” and reject the charge attempt. Many people would be surprised if they looked at their card account and seen the multiple times the card is trying to be charged. ![]() If the mint doesn’t give a reply back to definitely place the pre-authorization charge then the transaction doesn’t go through. What happens is that the mint tries to debit the account and gets a handshake saying that the bank acknowledges the pre-authorization. I’ve also changed the card to a different one and had the order go through. I’ve seen the error and subsequently made orders with the same address and the same card. The error is related to the web form miscommunicating with the bank, OR the bank rejecting the charge for a variety of reasons. I’m sure people have noticed that happening. Mint with a credit card offering mileage rewards. Sometimes, you may fill the info out and then the browser adds characters to the same field and if you don’t notice that and submit the order then the bank rejects the charge because the form has the wrong info. The trillion-dollar coin is a concept that emerged during the United States debt-ceiling. Most browsers autofill the credit card info. As others have already commented, they’ve seen that error before and then successfully made an order afterwards. But you’re attributing that to “the mint blocking addresses” and that is not the case. Many of us noticed that the website gives errors and sometimes it doesn’t. Not to mention, the travelers engaging in this have been kind of mocking the whole idea of coin collecting, which isn't just a relaxing hobby but a way of preserving our past.You’re saying the mint is blocking an address and that is false – unless you’ve met the household limit for that address. Subscriptions come with free shipping and are the only way to automatically receive all future releases of your favorite products. ![]() It isn't an illegal practice-just an awfully clever one, which is why, admittedly, I can't help admiring the mad genius ingenuity of it all-but it definitely kills the spirit of how a rewards credit card is supposed to work. Credit card companies, shoveling out the rewards but getting no interest and only one interchange fee, can't be too happy about this either. All of that counting and shipping coins around from Point A to Point B and then back to Point A is costing banks and the government money. And what do they do? They don't really have much use for all of them, since so few Americans seem to feel their pockets are better served by not having the clunky coins in them, and so they pack them up and ship them to the Federal Reserve. Meanwhile, the bank is stuck with thousands of dollar coins. And voila, they have instant airline miles without paying a dime in shipping costs or credit card interest. Some crafty individuals were buying the thousands of dollar coins in order to get frequent flier miles, which means that after their shipment of coins came in, they were then depositing all of their weighty cash in their local bank and then, their bank account full and fat, paying off their credit card within the month. Mint shipping dollar coins to the public for free, something that they've been doing since 2008. What's the harm? Let help you find the right rewards credit card for you. Now, at first glance, that doesn't sound so bad. ![]()
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![]() ![]() Generally said, this software is recommended to everyone who is aiming to bring the most out of their pictures. It is one of the most popular photography post-processing plugins out there. Nik Collection is also compatible with Lightroom and Photoshop. These help you enhance and stylise your images. ![]() It includes a package of various innovative photo editing tools, such as color correction or sharpening. You can install a plugin as well, called Nik Collection, which is also made by the DxO company. ![]() Examples for this are instant watermarking and batch renaming. It also lacks various advanced workflows and customisation techniques. The Essential package does not include the biggest key feature of PhotoLab 4, which is the Prime denoising. You can choose from two editions, Essential and Elite. Meanwhile, PhotoLab needs to be purchased only once, although for a higher price. The difference is that Lightroom comes with a monthly subscription. You will find its interface similar to Lightroom’s. It also includes all the essential photo editing adjustments that you could wish for. The software has a high-quality RAW processing technique and an easy-to-navigate platform. It offers everything that its competitors do. PhotoLab is an advanced image processing software developed by the French DxO company. Photographers might use other software besides Lightroom, so if apps such as Photo Mechanic can’t read the sidecar files that PhotoLab 5 creates, it’s hard to understand what the fuss is about in this area.What is DxO PhotoLab 4? Instead, it’s written in a format only Lightroom understands. Surprising is that the file isn’t in standard XMP, which can be read by other apps as well. The editing of them instantly synchronizes with Adobe’s Lightroom metadata, which isn’t a surprise, as the metadata is generated in a sidecar file. The metadata improvements are, let’s be honest, greatly overdue. The first time I tried the new U-Point, it resulted in frighteningly intense screen flickering with large dark rectangles appearing, but I couldn’t reproduce that later on. With every U-Point, you can now also base the effect on luminance and chrominance values. U-Point adjustments have gained a Control Line effect that lets you pick a color to limit the region affected by the mask, but instead of a circle, you have a line along which the effect is created. It was already better than PRIME, which is still available as an option (as is manual noise removal), and it’s much better than any competitor’s noise-removing algorithm. Combined with lens support, some 605 new modules have been added to DxO’s database of calibrated equipment.ĭxO’s DeepPRIME is now four times faster in PhotoLab 5. Starting with the last, the support extends to the newer X-E4, X-S10, X-T4, and X100V through to the older X-E2 and X-70. PhotoLab 5 comes with better IPTC metadata and keyword editing capabilities as well as synchronization with Adobe Lightroom, a new U-Point control, a much-improved DeepPRIME, and support for Fujifilm X-Trans cameras and lenses. Fujifilm Support, Better and More MetadataĮvery year DxO releases a new version of PhotoLab, and this year was no exception. ![]() ![]() Instead, create a new compression document via File > New, enter and verify a password, and then compress the file or files. The only missing piece from Keka is offering a prompt for a password when compressing in a file format that supports it, like ZIP. Conversely, Keka can assemble sequentially numbered archive segments created using standard methods. Even with the speed and storage of the modern internet, you may still balk at requiring people download a monolithic 50GB archive and prefer to offer 50 numbered downloads of 1GB each. This requires using a supporting format, but several allow this, such as ZIP, bzip2, and gzip. Keka has a feature that at one time was absolutely necessary, as I mentioned earlier, but can still be helpful today: you can set it to break archives into chunks of a specific size. You can pick a default format for compression and set a huge number of other preferences that fit your requirements. Those with specific requirements in creating archives can dial in just what they want those who receive a file or archive and are trying to extract it into a usable format need to know almost nothing to proceed except how to drag and drop or double-click. Keka also manages the neat trick of having a deeply technical purpose, and yet being usable without special training. First released in 2009, the app continues to mature, and the developer adds formats and additional features on a constant drumbeat. Keka is a perfect partner for any Mac owner’s needs for file archiving and extraction. Email offers endless ways to ruin file attachments in transmission, and compressed file archives typically bypass those problems. We live in modern times, but file archives for organization, proper transmission without loss, compression, and encryption still abound for those who use desktop computers and server systems. ![]() When bulletin board systems and the nascent internet let us upload files, the low speeds and scarce storage meant every bit-not just byte-counted. ![]() Long ago, we compressed, sliced, and diced large document files and applications, stuck them on series of 1.44MB floppies, and passed them around. ![]() ![]() ![]() Sounds like a stylus version of Touch ID to us. The touch sensitive device can also display or speak the authentication result to the user.” For example, the touch sensitive device can authenticate the user of the stylus and can accept stylus input if the user is authenticated and deny stylus input if the user is not. The touch sensitive device can then perform some action based on the identification. The MCU can transmit the user identification to the touch sensitive device. The Pencil is compatible with the first- and second-generation iPad Pro models, and the sixth through tenth-generation iPad models (with the latter. One last titbit from patent 9,329,703’s detailed description: “…the MCU can extract fingerprints from the touch measurement and can identify the user of the stylus. This has come to light in a minor way with the double tap feature, but the patent describes further uses that we could see in a future Pencil. They could also detect how much pressure is being used in order to control scrolling or zooming, or use pinching as a way to ‘pick up’ and move on-screen objects. The sensors could be used to detect touch gestures along the device, as well as when the Pencil is being rotated. Returning to patent 9,329,703, Apple also mentions the possibility of turning the back end of the Apple Pencil into an eraser.įrom the detailed description: “For the additional contact/proximity sensor at the stylus non-tip end, the MCU can determine the stylus’s condition at the non-tip end as touching or hovering over a surface, e.g., to emulate an eraser.”Īnother Apple patent, originally filed in Q4 2014 but published in February 2017, reveals plans for an Apple pencil with multiple touch and force sensors along the body of the device. “The ability to provide information beyond simply touch input information, particularly information about the stylus’s condition that the stylus determines itself, gives this stylus an intelligence absent from a traditional stylus.” Eraser function “The stylus 110 can include multiple sensors to provide information about its condition, where the sensors can be selectively used alone or in various combinations,” reads the patent’s detailed description. Patent 9,329,703, filed in 2011 and published on, describes an “intelligent stylus” where each nib has its own sensor, which pairs with a separate sensor in the body of the stylus. (You can buy replacement nibs for the Apple Pencil but they’re always the same default size and shape.)Īn Apple patent has been discovered, however, which suggests that future Apple Pencils may offer a similar feature. Interchangeable replacement nibs of various sizes and shapes. (And are marketed at business users.) But the stylus for the Surface Pro 4, while weaker in many respects than the Apple Pencil, has one clear advantage: the option to buy Like most tech journalists, I suspect that the development and launch of the 12.9-inch iPad Pro was at least partly a response to the relative success of Microsoft’s Surface line of tablets, which also have large screens and latterly come with styluses. The original Apple Pencil, which charges using a Lightning connector, works with these iPads: iPad (6th, 7th, 8th, 9th generations released in 2018, 2019, 2020, and. Wei Feng, the Chinese-language site already quoted in the release date section, writes: “The so-called Apple Pencil 2 will have what kind of characteristics? According to the supply chain, the answer is ‘compatible with a large number of applications’.” Interchangeable tips/nibs It’s possible this is the case with the Apple Pencil 2, but we haven’t got confirmation on that yet. Title availability is subject to change.It’s desperately vague at the moment, but word on the street suggests Apple is focusing on expanding the range of applications with optimised support for the Apple Pencil. Some features may not be available for all countries or all areas.Accessories are sold separately and are subject to availability.* Requires download of the latest version of iPadOS.◊◊◊ USB‑C to Apple Pencil Adapter is required to work with iPad (10th generation).For details on 5G and LTE support, contact your carrier and see /my/ipad/cellular. This full guide will go through everything you need to know about Apple Pen. Speeds are based on theoretical throughput and vary based on site conditions and carrier. Apple's 2nd-generation Apple Pencil is now available alongside the 2018 iPad Pro. ![]() 5G and LTE are available in selected markets and through selected carriers. ![]() ![]() When measured as a rectangle, the 12.9-inch iPad Pro screen is 12.9 inches diagonally, the 11-inch iPad Pro screen is 11 inches diagonally, the iPad Air screen is 10.86 inches diagonally, the iPad screen is 10.86 inches diagonally and the iPad mini screen is 8.3 inches diagonally. With your name or a personal note - free. ![]() ![]() ![]() It was a truly awe-inspiring sight, emphasizing their herbivorous nature. I vividly remember a remarkable experience I had during my fieldwork, where I witnessed a gorilla troop delicately plucking ripe fruits from a tree and attentively consuming them. Their daily feeding routine is characterized by traveling through their territories, foraging on leaves, fruits, and other plant parts, and engaging in social interactions within their troop. Gorillas’ primary focus revolves around finding and consuming vegetation to meet their nutritional needs. Their teeth and jaws are adapted for processing plant material, their gastrointestinal tracts are designed to digest fibrous vegetation efficiently, and their behavioral repertoire does not include hunting strategies or prey capture techniques. It is important to note that gorillas are not anatomically or behaviorally specialized for hunting or consuming other animals. The occasional inclusion of insects or small animals in their diet is believed to provide these primates with additional protein and essential nutrients. These primates exhibit a greater inclination towards meat-eating compared to gorillas. The consumption of insects and small animals is more commonly seen in other primate species, such as chimpanzees and bonobos. Such opportunistic behavior may occur when these gorillas encounter insects or small animals while foraging for plants. These instances, however, are extremely rare and are typically observed in western lowland gorillas (Gorilla gorilla gorilla). While gorillas primarily rely on vegetation, there have been a few documented instances of gorillas occasionally consuming insects or small vertebrates. Each troop occupies a well-defined territory and forages within it to sustain their nutritional requirements. The silverback is responsible for leading and protecting the group, ensuring their well-being and safety. These groups typically consist of a dominant silverback male, adult females, and their offspring. Gorillas exhibit complex social structures, living in cohesive groups known as troops or bands. Gorillas have evolved specialized digestive systems that allow them to extract nutrients from plant matter efficiently. These diverse habitats offer them a plentiful supply of vegetation that caters to their nutritional needs. They are known to inhabit various regions, such as the lowland forests, mountainous areas, and bamboo forests. In the wild, gorillas predominantly live in the lush rainforests of Central Africa. As an expert on primatology, I have had the privilege of studying gorillas in their natural habitats, observing their behavior, and delving into their dietary patterns. They are closely related to humans and share common ancestors, but their feeding habits diverged from ours over time. Gorillas are primarily herbivorous primates belonging to the family Hominidae. They do not actively hunt though, and would never attack larger animals for food. Gorillas have been known to eat meat on occasion when plant food is scarce or if they happen to encounter a weak animal or a fresh carcass.īut more commonly, they act as carnivores when they eat insects like termites as shown in the video below. Gorillas can act as carnivores, but do so rarely. However, it is extremely rare for gorillas to consume other animals, as they are primarily herbivores with a limited carnivorous inclination. Their dietary preferences primarily consist of fruits, leaves, stems, shoots, and other vegetation found in their natural habitats. Gorillas, fascinating creatures that they are, primarily thrive on a plant-based diet. ![]() Do gorillas have any natural predators?.Why are Gorillas Important to the Ecosystem?.Is a Gorilla a Producer, Consumer, or Decomposer?.If they live in an area with more bamboo, they will eat more bamboo. If they live in an area with lots of fruits and vegetables, they will eat more fruits and vegetables. Gorillas live in Africa and eat what is available in their habitat. They also eat some insects, such as ants and termites. Gorillas are mostly vegetarian, eating leaves, stems, berries, and other plant parts. They also eat insects and small vertebrates, but only rarely. While gorillas may eat meat when fed to them in the zoo, they are not considered carnivores in the wild.Īlthough gorillas are technically omnivores, they are mostly herbivorous, eating leaves, stems, bark, flowers, and fruits. Gorillas eat a lot of plant material but they also eat a few insects. Gorillas are primarily herbivores but sometimes act as omnivores, which means that they eat both plants and animals. These families travel together through the dense rainforests looking for food. Gorillas live in family groups led by a silverback male and consisting of females and their offspring. Gorillas are one of the largest apes and are mainly found in central Africa. ![]() ![]() Be sure to stay informed by periodically reviewing this website (or Public Act 240 of 1943) while you're in deferred status, so you know what you can expect and when. Please bear in mind, however, that the laws governing retirement provisions may change by the time you are old enough to qualify for your pension. Here are answers to questions you might have. If you are vested for your pension when you leave state employment, you will be a deferred member from the time you terminate until you begin drawing your pension. But there are still things you need to know. If you're not vested, you won't qualify for a future pension unless you earn more service credit. If you are vested, you'll want to take steps before you leave and while your pension is deferred to protect your pension rights for yourself, and possibly your eligible survivor. If you are an unclassified legislative employee, executive branch employee, or Department of Community Health employee involved in a facility closing, you are vested with 5 years of service credit. Most state employees are vested after the full-time equivalent of 10 years. You are vested for your pension when you have sufficient service to qualify for a future monthly benefit, whether or not you continue working for the state. It's very important that you know, and understand, your vesting status. Find out more in the How to join section in a pensions overview.If you're leaving state employment but you're not yet eligible to retire, either because you don't have enough service credit or you're too young to qualify for a monthly pension, this information will help you understand how your retirement plan will be affected. Remember, if you stop paying in but carry on working with a USS employer, they must auto enrol you again every three years by law as part of their re-enrolment cycle. If you stop building your USS pension but decide you want to re-join, all you need to do is speak to your USS employer.If you’re interested in transferring your USS pension, see transferring to another scheme.For more information about when you can start taking your pension once you’ve left, see your pension after leaving.We’ll then send you a leaver statement once we’ve heard from them. If you’re certain about leaving, please speak to your employer in the first instance. Visit what you pay and what you’ll get to find out more. Make sure you’re aware of all the benefits you’ll be missing out on if you leave. And they’ll carry on going up with inflation too. The benefits you’ve built up are protected by law and the Scheme Rules. If you need a hand, give our Pensions Technical Team a call on 01. To get an idea of what you’ll actually receive when you reach the Normal Pension Age (NPA), give the Deferred Pension Increase Modeller a try. You can also see what you’ve built up in the Retirement Income Builder, as well as view and manage any Investment Builder savings, in My USS. We’ll tell you what you’ve built up so far when we send you your leaver statement. To see what else you could be missing out on, take a look at what you pay and what you’ll get. So it’s important to think carefully before making a decision. And their lump sum will be based on three times the pension you’ve built up, rather than three times your salary.Īnd remember, it’s not just your own contributions that’ll stop, you’ll miss out on contributions from your employer too. You’ll only get this if you can’t work at all (not if you can do another role).Īlso, if you die once you’ve already left, the pension that your spouse or child would be entitled to won’t be enhanced. But once you leave, if you have to retire because of ill health, you’ll only get the pension you’ve built up (without any enhancements). If you’re still paying in, you could get an enhanced incapacity pension (what you’ve built up already, plus what you would have built up if you’d carried on working until the Normal Pension Age). ![]() And with life cover, you have peace of mind knowing your loved ones will be taken care of when you die. You could also be covered if you have to stop working because of ill health. If that’s the case for you, remember you’re not just building a pension. There may not be one particular reason why you’re thinking of leaving. Guidance and financial advice Open Guidance and financial advice.What will loved ones and beneficiaries receive Your retirement journey Open Your retirement journey. ![]() ![]() ![]() Especially if they are Forest Keepers, which will attempt to stun you on sight with a powerful shockwaveĪnd are extremely mighty melee fighters. If possible try to eliminate them quickly and do not follow them into the unknown lest you run into ![]() Khazra clan are ranged, fanatical axe throwing goatmen which delight in making you chase them around while the rest of their clanĪttacks from a safe distance. Insect swarms and poisonous spiders will waste no time in attacking you so make sure that your poison resistance is very high. In the aftermath of the Dark Exile, Mephisto hold on the region has become a plague that leeches the land of its spiritual strength, binding the inhabitants to his schemes with chains of unrelenting hate. The jungles, strange and exotic, during their enigmatic history have cultivated many civilizations of which nearly all have been lost to the annals of time. The Torajan Jungles are an immense, verdant, teeming landscape that span most of the southwestern expanse of Sanctuary's eastern continent. Increased chance to drop signets and runes. Unlike in Diablo II, killing the Cow King does not prevent you from entering the Cow Level again. Know your enemy, it could make a difference between surviving and becoming fodder. The bovine regiment features in its ranks Cow Ninjas, Cow Soldiers, Cow Summoners and Cow Shamans. The whole area is swarming with camouflaged cow warriors,Ī single movement in the wrong direction and you'll be surrounded by dozens of them. Or hysteria.īe careful and do not trust the calm before your eyes. Who is behind this lunacy? Where to find answers to these questions? Or in this chaos is it more appropriate to ask "when"? A step through the portal is the only possible first step towards comprehension. Were the rumors true all along? An army of anthropomorphic cows, a key to another dimension embedded in a wooden leg, a land devoid of human reason. Increased chance to drop junk items (potions, quivers, signets). Transmute six of these bags in the Horadric Cube to obtain a Six Angel Bag charm. The Sunless Angels each share the same abilities to cast Comet and Blizzard, and when close, they will attack in melee.Ī teleportation spell is needed to reach all the angels.ĭefeat one of the Angels on Hell difficulty to get the Angel Bag. Until one day, him too, started to feel different.įeyrs will slowly drift towards you, while hordes of invisible Hollow Acolytes will manifest upon engaging you in close combat. ![]() The greedy merchant kept returning to fill his pockets, but was never too bold to step further towards the ghastly light. With shattered psyches, and appetite only for the flesh of daring travelers, the zealots' sacrilegious progeny carried on, compelled to stay. ![]() Their minds plunged into delirium while the bodies, perpetually exposed to the everlasting glare, turned diaphanous. However, pure heavenly magic proved too powerful for mortals to tolerate for long. The bizarre recess was forged by the Inarius' divine might to be once used, as provisional hideout, by his Inquisitors facing the Triune's forces.Īfter the Sin War, a host of worshippers dwelt into the holy grotto to stand vigil. Realizing it to be an abandoned pirates' den, he took as much gold as he could carry and ran away. The briny lair's depths emanated an unnatural cold glow under wich a carpet of gold coins was scintillating. Gheed's mentor, a travelling merchant, one day found refuge from a storm in an uncanny coastal cavern on the southern edge of the Frozen Sea. ![]() ![]() Names were questionable because the names are not shown in the sources, or there isĬonflicting information in the sources. The location of each name wasĮxamined, sometimes in multiple sources, before inclusion. Substantial effort has been made to accurately place each name. Process is also described in the gazetteer. Recorded in the "News" section on the title page of the gazetteer. ![]() That change will be shown on the corresponding map, and a ![]() ![]() Whenever there is a change to the lunar portion of the Gazetteer of Planetary Nomenclature, If a name is dropped, it will be removed, and if aįeature is renamed, the new name will replace the old name. This is not a complete record of cross references, only those discovered during the research for these maps. Cross references between these old and new names have been noted in the "Additional Information" field of the gazetteer. Informal names and names that have been changed are not shown. Over the decades, many informal names have been used on the Moon and some IAU-approved names have been officially changed. The lettered crater names included in the Gazetteer of Planetary Nomenclature, and therefore in this atlas, are found in the definitive source "NASA Catalogue of Lunar Nomenclature" (NASA Reference Publication 1097). The maps shown here include only names that are formally approved by the IAU and are currently in use. These names are of various feature types: catenae, craters, dorsa, fossae, lacūs, landing site names, maria, montes, oceanus, paludes, planitiae, promontoria, rimae, rupēs, lettered craters (called "satellite features" in the gazetteer), sinūs, and valles. Maintains the Gazetteer of Planetary Nomenclature on behalf of the IAU with funding from the National Aeronautics and Space Administration (NASA).Īt the time of this writing, there are 9,003 IAU-approved names in use on the Moon (not including names that have been dropped but are retained in the gazetteer for reference). The Astrogeology Science Center of the U.S. Of Planetary Nomenclature, which is a dynamic listing of IAU-approved planetary surfaceįeature names. Web site are based on the information contained in the Gazetteer Internationally recognized authority for assigning nomenclature to planetary surface features. The International Astronomical Union (IAU) is the As new names are approved, they are added to the maps so users have access to the most recent changes in lunar nomenclature. The purpose of the lunar maps presented here is to provide an up-to-date and comprehensive depiction of lunar nomenclature. Index map courtesy of Ben Bussey, adapted from The Clementine Atlas of the Moon, Cambridge University Press. The imaging operations center is based at the Space Science Institute in Boulder, Colo.įor more information about the Cassini-Huygens mission visit. The Cassini orbiter and its two onboard cameras were designed, developed and assembled at JPL. The Jet Propulsion Laboratory, a division of the California Institute of Technology in Pasadena, manages the mission for NASA's Science Mission Directorate, Washington, D.C. The Cassini-Huygens mission is a cooperative project of NASA, the European Space Agency and the Italian Space Agency. Image scale is 5 miles (8 kilometers) per pixel. The view was obtained at a distance of approximately 870,000 miles (1.4 million kilometers) from Atlas. The image was taken in visible light with the Cassini spacecraft narrow-angle camera on April 16, 2012. See Atlas and the F Ring and Saturn's Saucer Moons for other views of Atlas (19 miles, 30 kilometers across). ![]() This view looks toward the northern, sunlit side of the rings from just above the ringplane. The main rings are closer to the spacecraft than Atlas is, and the moon appears as only a small, white dot in the center of the image. The Cassini spacecraft looks past Saturn's main rings to spy the tiny moon Atlas, which orbits between the main rings and the thin F ring. ![]() ![]() These informational interviews - in which I agree to provide context and am asked to speak mainly on background - are not unusual I sometimes field two or three of these requests a month, and very often more when time permits. Over the past two weeks, KrebsOnSecurity has received an unusually large number of inquiries from reporters at major publications who were seeking background interviews so that they could get up to speed on Equifax’s spotty security history (sadly, Bloomberg was not among them). It’s probably worth mentioning that Equifax provided those KBA questions as well. Or, check out these stories about how tax refund fraudsters used weak KBA questions to steal personal data on hundreds of thousands of taxpayers directly from the Internal Revenue Service‘s own Web site. One more thing before I move on to the analysis. For more information on why KBA is a woefully ineffective method of stopping fraudsters, see this story from 2013 about how some of the biggest vendors of these KBA questions were all hacked by criminals running an identity theft service online. When asked Tuesday about previous media coverage of the March breach, Equifax pointed National Public Radio (NPR) to coverage in KrebsonSecurity. Erickson Living and the University of Louisville. That story referenced public breach disclosures from five companies that used TALX, including defense contractor giant Northrop Grumman staffing firm Allegis Group Saint-Gobain Corp. ![]() My original report on the March breach was based on public breach disclosures that Equifax was required by law to file with several state attorneys general.īecause the TALX incident exposed the tax and payroll records of its customers’ employees, the victim customers were in turn required to notify their employees as well. The criminals responsible for unauthorized activity in the March breach were participating in an insidious but common form of cybercrime known as tax refund fraud, which involves filing phony tax refund requests with the IRS and state tax authorities using the personal information from identity theft victims. ![]() I have thus far seen zero evidence that these two incidents are related. Equifax has said the unauthorized access to customers’ employee tax records (we’ll call this “the March breach” from here on) happened between April 17, 2016 and March 29, 2017. 7, and that it had to do with a security incident involving a payroll-related service during the 2016 tax year. Only post-publication did Bloomberg reporters update the piece to include a statement from Equifax saying the breach was unrelated to the hack announced on Sept. Those sources reportedly spoke in broad terms about an earlier breach at Equifax, and told the publication that these two incidents were thought to have been perpetrated by the same group of hackers. 18, Bloomberg ran a piece with reporting from no fewer than five journalists there who relied on information provided by three anonymous sources. ![]() Identity thieves who specialize in perpetrating tax refund fraud figured out that they could reset the PINs of payroll managers at various companies just by answering some multiple-guess questions - known as “knowledge-based authentication” or KBA questions - such as previous addresses and dates that past home or car loans were granted. ![]() That story was about how Equifax’s TALX division let customers who use the firm’s payroll management services authenticate to the service with little more than a 4-digit personal identification number (PIN). On May 17, KrebsOnSecurity reported that fraudsters exploited lax security at Equifax’s TALX payroll division, which provides online payroll, HR and tax services. 7 story about the Equifax breach affecting more than 140 million Americans, I noted that this was hardly the first time Equifax or another major credit bureau has experienced a breach impacting a significant number of Americans. To be clear, this earlier breach at Equifax is not a new finding and has been a matter of public record for months. Furthermore, it was first reported on this Web site in May 2017. Bloomberg published a story this week citing three unnamed sources who told the publication that Equifax experienced a breach earlier this year which predated the intrusion that the big-three credit bureau announced on Sept. ![]() ![]() ![]() The built-in travel lock allows you to lock the trimmer, so it doesn't turn on in your travel bag, preventing the battery from dying on the way to your destination. Shop Dremel PawControl Dog Nail Grinder and Trimmer- Safe & Humane Pet Grooming Tool Kit- Cordless & Rechargeable Claw Grooming Kit for Dogs, Cats. This trimmer also contains Lithium-Ion +™ technology that provides a 3.5-hour runtime on an hour charge, a 1 minute quick charge for 3 minutes of use, and a low charge indicator. Attach any of the 8 individual guide combs to the t-blade trimmer head to evenly trim beard hair between 1/16"-1/2" or attach the 10-Position adjustable guide comb to achieve cutting lengths between 2mm - 11mm. The Ear/Nose Trimmer head hygienically trims the hard to reach ear and nose areas. The Precision Detailer helps provide touch up trims around the beard, nose, ears, and eyebrows. The Precision T-Blade is great for trimming the face, beard, sideburns, and necklines. It comes with 3 interchangeable heads that allow you to customize your grooming experience. They are also perfect for touch-ups, trimming and between trips to the groomers. Andis Carbon-Infused Steel UltraEdge Dog Clipper Blade, Size-4 FC, 3/ 8-Inch Cut Length. ![]() Andis Company 32400 Slimline Pro Li Cordless Trimmer (34) Andis 12570 Blade Care Plus Disinfectant, 16-Ounce. This kit is designed for full body clippings of all breeds. Andis 79005 SuPRa Zr Ii CoRDless 5-Speed Clipper With Lithium Ion Battery (5) ANDIS ENVY COMBO 74020. They have a long run time and a lot of power to get the job done without snagging or pulling. Our pick Dremel PawControl 7760-PGK Quiet. Groom your pet at home with these pet clippers. 66 DoN'T anybody ever tell me a file is just a flat, round, half-round or triangular. Cordless tools are easier to maneuver and allow precise grinding from all angles. training will make you a better fighter on the production front. The Stainless Steel Lithium-Ion +™ trimmer is wet/dry allowing you to use at the sink or in the shower. Cordless system Plug-in models have cords that can get tangled. The Oster Professional Spin Li+Ion Cordless Nail Grinder quickly manicures your dogs jagged or too-long nails. ![]() |
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